Health Insurance Made Transparent. Like

We help you understand your options, get the coverage you need, and feel confident every step of the way. No pressure. No confusion. Just honest help.

The Clear Choice For Your Healthcare Needs

At Transparent Healthcare Solutions, our licensed health insurance agents work closely with you to find flexible, comprehensive coverage tailored to your individual needs and budget.

Trusted by the Top Insurance Providers

Don't qualify for a subsidy? No problem! We offer alternative coverage options to fit your needs.

Why Choose Us?

We don’t push plans or packages. We take the time to understand your situation and recommend coverage based on what actually makes sense for you.

  • Our services are entirely free to you.

  • Tailored insurance plans to suit your unique needs.

  • Support for all of your insurance concerns.

  • Transparent policies with no hidden costs.

  • Decades of experience with a trusted reputation.

Health Insurance

(ACA / Pennie)

Medicare

Dental/Vision Coverage

Short-Term Medical

Life Insurance

Supplemental Policies

• Accident Protection

• Critical Illness

• Hospitalization

Our Services:

Your Transparent Insurance Partner

You shouldn’t need a degree in insurance to understand your plan.

We break it down for you, step-by-step.

Mission:

Guiding You With Honesty And Clarity

We exist to bring clarity and transparency back to health insurance. Our mission is to simplify the process and guide individuals through their coverage options with honesty, patience, and care.

Vision:

Coverage Recommended For The Right Reasons

Our vision is to set a higher standard for health insurance guidance, where coverage is recommended based solely on what truly serves the client; never influenced by commissions, hidden bundles or unnecessary extras.

Who We Are

Transparent Healthcare Solutions is a family-run health insurance brokerage helping individuals and families make informed decisions about their coverage.

  • Transparency – No fine print, no surprises.

  • Personalization – Plans to fit your needs.

  • Affordability – Coverage that works with your budget.

Our Team

Licensed Agents Committed to Honest Guidance

We're a small team of licensed agents who truly care. For over a decade, we've helped individuals and families understand their insurance options with transparency. No pressure, just real help.

Bryan Krobath

Bryan Krobath is a U.S. veteran and founder of Transparent Healthcare Solutions, built to give consumers a trusted, transparent way to choose the right coverage.

Bryan Krobath
Founder & Licensed Agent
AL DE KS MO NC OH PA SC TN TX WV
Caleb Henry

I'll walk you through your options, answer your questions clearly, and help you find a plan that fits your needs and budget. Whether you're enrolling for the first time or need support.

Caleb Henry
Licensed Agent
PA NC
Reilyn Brown

Keeping things organized so nothing falls through the cracks. Paperwork, scheduling, follow-ups. I'm here to make the process smoother and less stressful for everyone.

Reilyn Brown
Client Support
NC
Sheila Koser

A licensed agent in Pennsylvania with a passion for helping families find coverage that truly fits. Guided by compassion and a client-first mindset. Every client feels supported.

Sheila Koser
Licensed Agent
PA
Jennifer Hoffman

A retired Air Force veteran serving Pennsylvania. With a deep commitment to service and understanding the unique needs of families, Jennifer helps clients find their best coverage options.

Jennifer Hoffman
Licensed Agent
PA
Ashley Gary

A North Carolina local passionate about helping our community protect what matters most. Insurance should feel personal, not stressful. That's how Ashley approaches every client.

Ashley Gary
Licensed Agent
PA NC
Mike Mixell

Dedicated to helping clients understand their coverage options with clarity and care. Part of a team that believes insurance should be straightforward and genuinely stress-free.

Mike Mixell
Licensed Agent
PA

OUR TEAM

Bryan is a U.S. veteran with over a decade of experience in the health insurance industry. Originally from central Pennsylvania and now based in Wilmington, NC, he is committed to bringing clarity and transparency to health insurance. Bryan focuses on educating and guiding individuals through their options, ensuring coverage is recommended for the right reasons and tailored to what truly serves each client’s needs.

Bryan Krobath

Health insurance can feel confusing, and I’m here to make the process as clear and transparent as possible. I take the time to understand what matters most to you — whether that’s keeping your doctors, lowering your monthly cost, or making sure your family is fully covered. My goal is to help you feel informed, supported, and never rushed into a decision.

Michael Henry

Here to make health insurance feel more transparent and less stressful. I’ll walk you through your options, answer your questions clearly, and help you find a plan that fits your needs and your budget. Whether you’re enrolling for the first time or just need support along the way, I’m here to make sure you feel confident and cared for.

Caleb Henry

Keeping things organized and making sure nothing falls through the cracks. Whether it's paperwork, scheduling, or following up on questions, I'm here to make the process smoother and less stressful for everyone. If you ever need anything, I'm happy to help or point you in the right direction.

Reilyn Brown

Sheila is a licensed health insurance agent in Pennsylvania with a passion for helping individuals and families find coverage that truly fits their needs. She brings a fresh perspective and a dedication to making health insurance simple and accessible. Guided by compassion and a client-first mindset, Sheila takes time to listen, explain, and provide personalized solutions that protect both health and financial wellbeing. Her commitment to clarity and care ensures that every client feels supported and confident in their coverage decisions.

Sheila Koser

Jen, a retired Air Force veteran, is a dedicated health insurance agent serving Pennsylvania. With her strong commitment to service and a deep understanding of the unique needs of individuals and families, Jen provides personalized guidance to help clients navigate the complexities of health insurance, ensuring they find the best coverage options.

Jen Hoffman

A North Carolina local insurance agent who’s passionate about helping our community protect what matters most. She's committed to serving her clients with honesty, care, and a smile because insurance should feel personal, not stressful.

Ashley Gary

Mike Mixell

We’re a small team of licensed agents who truly care. For over a decade, we’ve helped individuals and families understand their insurance options with transparency, no pressure, just real help.

The Clear Choice For Your Healthcare Needs

Licensed in: AL, DE, KS, MO, NC, OH, PA, SC, TN, TX, WV

Phone: (717) 460 - 4757

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